Say hello to the FamilyOS.

Bling makes money child's play! Pocket money, savings pots and cards for money-smart families.

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4.8 stars on the App Store

Paying alone for the first time. Unforgettable.

The Bling Card is the first money experience for thousands of children in Germany.

A money-smart experience

We founded Bling to make money easy for children, and thousands of children and young people have already had their first payment experience with our pocket money card.

Discover the Bling Card

Why families love Bling:

Pocket money card in less than 3 minutes.

No counter visits, no stress

Can recharge at any time and in real time.

Goes poof!

Independent payment online & on site.

Secure prepaid Mastercard

"Bling makes families money smart! And it's practical too."

- André Schürrle, soccer world champion and father

"Bling closes a gap in the education system and teaches financial literacy."

- Verena Pausder, entrepreneur and mother

One app.
Two accounts.

One view for you. One view for your kids. Together, an unbeatable team. With dozens of functions for payment, saving and spending - everything that helps a money-smart family in everyday life!

For parents
For teens

Works where you want it to

The parents determine where the Bling Card works, for example on the Internet.

Discover the Bling Card

"Finally my daughter can pay securely online."

Saving is child's play

Create savings pots and get tips.

Saving pots

"I finally have an overview of my savings."

The most popular functions in our pocket money app.

Mowed the lawn? Window cleaned?

Create tasks and rewards.

Piggy bank - just better.

Set your saving goal and let everyone save too.

Never forget pocket money again.

Bling takes care of the pocket money.

Bling — updates in real time.

Stay up to date with push notifications.

They love bling:

AppStore rating
Bennedict S.

Bling is the first card I pay with. It is easy to use and feels very good to use bling.

AppStore rating
Jacky O.

Finally a modern and supportive banking solution for my two children. Beautifully designed for children.

Review on Google Play
Susanne E.

Just what we were looking for!
perfect!

Review on Google
Andrew V

Simply flexible and clear. The little one learns how to use it quickly. Great thing!

AppStore rating
David K.

The app is great. For parents and children. We were pleasantly surprised that there is a version for the tablets!

AppStore rating
Tamara V

My son is happy! And so are we! Very simple operation. Online payment is possible. Grandpa, grandma etc. can also send money.

Review on Google
Nizar P.

Great thing for the kids to learn how to use a card.

AppStore rating
Bennedict S.

Bling is the first card I pay with. It is easy to use and feels very good to use bling.

AppStore rating
Jacky O.

Finally a modern and supportive banking solution for my two children. Beautifully designed for children.

Review on Google Play
Susanne E.

Just what we were looking for!
perfect!

Review on Google
Andrew V

Simply flexible and clear. The little one learns how to use it quickly. Great thing!

AppStore rating
David K.

The app is great. For parents and children. We were pleasantly surprised that there is a version for the tablets!

AppStore rating
Tamara V

My son is happy! And so are we! Very simple operation. Online payment is possible. Grandpa, grandma etc. can also send money.

Review on Google
Nizar P.

Great thing for the kids to learn how to use a card.

Review on Google Play
Esther W.

Really successful concept. My child (11) has a much better feeling about his finances after just two months.

Review on Google
Jessica R.

We are super happy with it and my daughter is over the moon. Really great for children and young people

Review on Google Play
Holger B.

Simple & understandable. Just what you need in 2022. In particular, the educational concept is very important. Top!

AppStore rating
Clara F.

Finally a modern and supportive banking solution for my two children.

AppStore rating
Madze A.

I think it's great that parents have control and can determine whether they can make online purchases, for example - recommendation!

AppStore rating
Holger P.

Absolutely up to date. Finally a modern and supportive banking solution for my two children.

Review on Google Play
Samuel Z.

Finally a product that teaches children how to use money & credit cards. Thanks to the developers!

Review on Google
Nicole G.

Really great thing for the kids. We use bling for the 12-year-old daughter. There should have been something like this earlier!

Review on Google Play
Esther W.

Really successful concept. My child (11) has a much better feeling about his finances after just two months.

Review on Google
Jessica R.

We are super happy with it and my daughter is over the moon. Really great for children and young people

Review on Google Play
Holger B.

Simple & understandable. Just what you need in 2022. In particular, the educational concept is very important. Top!

AppStore rating
Clara F.

Finally a modern and supportive banking solution for my two children.

AppStore rating
Madze A.

I think it's great that parents have control and can determine whether they can make online purchases, for example - recommendation!

AppStore rating
Holger P.

Absolutely up to date. Finally a modern and supportive banking solution for my two children.

Review on Google Play
Samuel Z.

Finally a product that teaches children how to use money & credit cards. Thanks to the developers!

Review on Google
Nicole G.

Really great thing for the kids. We use bling for the 12-year-old daughter. There should have been something like this earlier!

New: Invest in your family.

We invented the saving trees so that you can easily invest money for yourself and your family. From as little as €1.

Saving trees

FAQ's

What can the Bling app do?

You can manage your children's pocket money and order our Bling prepaid card. Children and young people aged 7 and over can use it to pay independently. You can keep an eye on everything. If you want, you can also give your children access to the Bling app. Savings pots, pocket money assistant, chore planner and much more! Find out more about the pocket money card here.

And the saving trees make investing family-friendly. Invest as little as €1 for you and your family - directly in the Bling app. Find out more about the savings trees on this page.

What does Bling cost?

Bling's pricing model is transparent and family-friendly. We are building a sustainable business model to make as many families as possible money smart. Your family only pays for what they use and can cancel at any time:

- Pocket money card per child: €2.99 per month
- Saving tree: 0.59% of the invested volume / no fixed costs!

Is registration faster than brushing your teeth?

We promise! It takes less than three minutes to register a parent. Download the Bling app now and see for yourself!

Is Bling safe?

Yes, your child can pay securely with Bling. In the app, you can flexibly define where the card works and what limits there should be. Of course, no debts are possible. And if the card is lost, you can block it in real time via the app and the pocket money balance is held by our partner in an account that is protected by the Deposit Protection Fund (FGDR). This means that the money is protected up to 100,000 euros by the compensation scheme. Good to know, even if you will never top up 100,000 euros in pocket money!

Assets that you have invested with the savings trees are special assets. Special assets are separate from the assets of the investment company and also from the asset manager and are stored separately at an independent custodian bank. This ensures that the capital is protected from access by third parties or their creditors in the event of insolvency.

To our FAQs

Financial literacy for the generation of the future.

The makers of tomorrow learn how to handle money with the Bling Card & App. They pay independently and with complete security.

Bling Card

More information

Saving for Children & Young People: Rethinking Family Finances!

In the supermarket, mom and dad simply open their purse, pull out a card and can buy whatever their heart desires. These are the first subjective experiences that children have in Dealing with family finances Make. They are not even aware of the complex interrelationships behind this. At the same time, the handling of money and the Saving for Kids To the most important competencies. It is all the more important for parents to teach their children how to handle money responsibly at an early stage.

But what is the best investment for children and how do they learn at an early age that money is not available indefinitely?

Saving for Children — Why is it so important early on?

Financial education is a basic life skill that children cannot learn early enough. Children must learn how to save, spend, and manage money to meet their needs and wants. Children who learn how to manage money at an early stage develop greater independence in financial matters.

They are able to control their own spending and make financial decisions independently. In doing so, they also learn that you sometimes have to save longer if you want more.

Learning how to handle money: With a child account, children understand much more impressively that money is not available indefinitely and that it must be worked hard.

Saving for Children — Learning to Save in a New & Abstract World

Increasing online trade in particular is making the topic of spending money and saving for children very abstract. You no longer have coins in your hand, all you can see are numbers on a screen.

Especially in this regard, it is important to create visualizations and make saving tangible for children. The bling app and the Pocket money card Form the best basis for Family finances to manage independently, even in online retail.

Through a continuous connection to the bling app, kids learn to manage their budget, set priorities and make smarter decisions about shopping. In addition, the Bling app also provides clues that explain financial concepts to young people in an understandable way. As parents, you can (partly) lay a solid financial basis early on in the digital world and acquire important skills for their future.

The most important features of bling at a glance

Together, the Bling App and the Bling Card form a digital-physical unit for your child with smart functions for handling money in everyday life: With the Bling App, you can create a kind of virtual bank account for your child, then deposit money into it and withdraw it as needed, track your children's spending live and set clever savings goals. Parents can control the card via the app and set limits.

The app also offers cutting-edge learning materials to explain financial concepts to adolescents. The Bling Card also allows children to use their pocket money in an efficient, practical and safe way. The Bling Mastercard can be used as a prepaid card at almost any ATM and makes it possible to make cashless payments in shops.

The prepaid credit card for young people & children can do this in addition:

Saving for kids with fixed goals: Through the app, small account holders can Savings pots Invest and pursue goals that they want to save on. They can then see at a glance how much money they have already saved for the new Playstation and what amount is still missing. In this way, you learn to set aside money early on for larger purchases and to refrain from rapid consumption such as sweets, ice cream or in-app purchases.

Earn pocket money: Parents can give their children the opportunity to earn extra money by completing tasks. Hang up laundry, empty the dishwasher or mow the lawn: If you are busy, you can save even more. For children, this is a real motivation to help out even more around the house.

Open a child account online: This is how saving is very easy for children

No appointments at the bank, no queuing at the counter: If you want to make it possible for children to save money with your own pocket money account, you can open your own investment for children with just a few clicks.

1. Download the app to your smartphone
The first step is to download the app to your smartphone. It's free of charge, of course.

2. Order the account card
With just a few clicks, you can order the card for the child account online.

3. Top up the card
With your own account, you can top up the card at any time so that your child can pay with it.

Saving money for children is an educational experience. Parents can stay cool because they have the Family finances And can help their young talent achieve their own savings goals.

Savings Tree Instead of Savings Account — Saving for Families Reminked

You can also make truly sustainable investments through bling. Because saving is not only cool for children, but also for the whole family, of course! You can use the app to view your Managing family finances sustainably And invest together starting at just €1. The whole family has the option to make deposits. Parallel to portfolio growth, Sparbaum.

Saving for Children and Adults: This is included in the Family Finance Account

- Active risk management
- Free deposit account with German IBAN
- Free deposits and withdrawals
- No hidden costs

Bling has the solution for all parents & kids who want to save smartly

Bling has developed a pocket money card for children, with which they learn through their own experience how to allocate their money correctly. It is a prepaid credit card for students & young people, with which they can pay independently in the store — without being able to incur debt, of course.

Parents always keep an eye on their student account and can give their children the opportunity to earn extra pocket money in the family task planner by completing tasks such as mowing the lawn, cleaning the dishwasher and cleaning the bathroom.

The aim of the innovative bling app is a harmonious family household without stress. The Implementation of the Task Planner in the App is the Highlight that Distinguishes Us from Other Pocket Money Apps and Pocket Money Cards!

If you want

Learn how to handle money as early as possible — easy with bling

Financial education promotes a sense of responsibility among children. They learn that they are responsible for their own spending and that their decisions have consequences. Children who understand how to handle money from their own experience are better able to set long-term financial goals and work towards them.

Clever Saving for Children shows the way to plan for their own future. Through their own youth account, children and young people learn to save money for vocational training or long-term goals and to build up financial security for themselves.

With the user-friendly and interactive bling app, Kids & Parents can playfully develop financial skills together. The app allows them to create a virtual bank account based on the debit Mastercard, deposit and withdraw money, track spending and set their own savings goals.

The first pocket money account? The alternative!

With its own pocket money card, bling has revolutionized the topic of saving for children. Parents can open a child account with bling, which manages the offspring independently. There is a card for the savings account for children, which they can even use to pay independently in the shop. Of course, there is no overdraft facility on the online savings account for children — children can only buy as much as there is money.

The Bling app is therefore a clever alternative to a conventional pocket money account at a local bank or savings bank. With the Bling app, children and young people can playfully develop their financial skills by managing money in real time and following their spending with fun and excitement. Compared to a traditional pocket money account, the Bling app offers the advantage of ease of use and interactivity — for kids and parents!

Best child account alternative — these features are on board:

Digital piggy bank: Children receive their pocket money from their parents to their account. They can decide whether they want to save the money or spend it directly. Saving money for children is worthwhile because they always realize that the money will be more if they don't spend it.

Pocket money app: Children can connect their savings account to an app and can therefore keep an eye on their own finances at all times. You can see all incoming money and all expenses/payouts transparently. They can also track their own savings rate and the savings of their pocket money over long periods of time or live.

Safe savings for children with your own bank card

Saving for Children via their own child account is, of course, absolute Sure. The virtual pocket money account for children cannot be overdrawn!

It is therefore a pure credit account. Parents receive a push message with every payment via the app and can also block the account card in real time if they wish. Saving for children with their own account and card is a good opportunity for families to work together Rules for Family Finances To be defined. Are Internet payments allowed with this or not? Should contactless payment be possible? Are kids allowed to shop in stores on their own with their card? You can check at any time whether your child complies with the rules for family finances and how and when the card is being used. When breaking the rules, children learn that this also has consequences!

The best alternative to a youth account — the ideal gift idea

Are you still looking for a gift idea for school enrollment, youth dedication, birthdays, Christmas or other festive occasions? The Bling Child and Youth Account is all in one:

1. savings account for the Godchild,
2nd Savings Account for the Grandchild and
3. Best Student Account for School Enrollment

If you want to open a pocket money account, you can even customize the bling card and order it with different designs. Saving money is even more fun for children with a lovingly designed bank card.

Saving for Kids: Get Started Now and Open a Child Account Online

Unfortunately, saving for children is not part of the school curriculum. Fortunately, with the Bling Children's Account with their own account card, there is a way to teach children how to handle money responsibly from a very early age. You can simply transfer your pocket money to the card and always have an eye on your family finances via an app.

Children learn that finances are not inexhaustible, that earning money is work and that you sometimes have to save a little longer if you have big wishes. The card works anywhere you want — you set the rules for family finances yourself. The app also offers dozens of functions related to payment, saving for children, spending money and family finances in general.

By the way: Saving for children is also possible for the youngest children who do not yet have a smartphone. For this purpose, Bling has specially developed a junior mode in a protected view for the tablet.

Get started now Bling app download and Order a pocket money card online!