0€
fixed costs

Only 0.59 % fund costs per year

No fixed costs and custody account fees

All inclusive

0.59 % of the volume per year

When investing, the fees must not be higher than the return. That's why our Savings Trees are free of charge. There are no costs for deposits and withdrawals, the custody account management or our app.

0,59% per year is deducted directly from the performance for investments into sustainable funds.

All-inclusive

Active risk management

Fund experts actively manage your investments

Free custody account
in Germany

With a German IBAN at DAB BNP

Your money, your choices

Deposit & withdraw money anytime, free of charge

As always:
No hidden costs

You already know and love
Bling for this

Deposit & withdraw flexibly every day

Full flexibility: Deposit and withdraw funds at any time and change your savings rate.

Flexible deposits & withdraws

Investing made easy-peasy

Support from A to Z

We take your hand and give you answers to the most important questions within the app.
This makes investing a piece of cake.

Learn more about Savings Trees

▶ Nachhaltigkeit beim Sparbaum
▶ Was sind Aktienanteile?
▶ Sparbaum: So wird das Geld investiert
▶ Alles über die Risikostufe vom Sparbaum
▶ Sparbaum vs. ETFs
▶ Sparbaum für mein Kind: Ab wann?
▶ Was sind Anleihen?
▶ Wie funktioniert die Kassequote?

How is the 0,59 % per year charged?

For the investment in the sustainable funds, 0,59% per year is deducted directly from the performance. The total costs of the EVERGREEN funds, the so-called Total Expense Ratio (TER), is 0,59% per year and is deducted directly within the funds, as is usual for mutual funds, and the costs in mutual funds are always calculated depending on the amount of money invested. The amount shown in your Savings Trees therefore always reflects the actual value of your investment after all costs, but before tax if applicable. The costs within the funds of 0,59% per year are accrued daily so that the fund price does not jump when the fund management fee is deducted.

For example:
The fund costs (TER) amount to 0,59% per year. For an investment amount of 500€, the fund costs amount to 2,95€ per year. For an investment amount of 5,000€, the costs are 29,50€ per year or around 2,46€ per month. The fees are deducted directly from the fund, so the current fund price is always after costs.

Do the costs differ depending on the investment amount?

No. The fund costs do not differ according to investment amount or frequency.