Investing money is child's play! With the saving trees, you can invest money sustainably for yourself and your family. From as little as €1.
Invest from 1 euro
Deposit and withdraw money daily
The whole family saves together
A Investing money for children can literally be a valuable support. Because there are always bigger expenses in life — that starts with a new bike, a driver's license or a year abroad during school time. Make big expenses all at once? This is a challenge for parents, which is of course not always possible.
With a savings tree at Bling — a long-term investment for children — you can make provisions: for your own kids, for your godchild or for your grandchildren. In the long run, small individual sums become a good reserve that can be used for various purposes. If larger sums are then required, you can talk to the child about whether it makes sense to use the sparbaum for this purpose.
Start from just €1
Select the risk level yourself
Download our app
Don't have Bling yet? Download the app and get started!
Create a saving tree
Create saving trees and select their risk level.
Full control at all times
The money is invested sustainably. You can deposit and withdraw the balance at any time.
Investing is complicated? Not with the Bling app! We've made it child's play with the saving trees. This makes investing family-friendly!
Tree grows when depot grows
The whole family can deposit money
Whenever you pay money into a savings tree, it is invested in sustainable funds. Our partner and asset manager Evergreen from Leipzig invests the money in over 2,500 sustainable shares, government bonds and impact investments. This broad distribution allows your family to participate in the performance of the markets while minimizing the risk of a loss of value in the long term.
Emil's parents invested €800 once and then 25% of their child benefit every month.
Balance of € 17,966 (€ 3,774 income) on the 18th birthday
Discover how we manage to make your savings trees grow with a conservative investment strategy.
Julia's mom has invested €16 a month since her 8th birthday. On her 18th birthday, the savings tree has a balance of €2,100 with a return of €251.
No account fee
Only 0.59 % of the fund volume per year
This makes the subject of taxes child's play.
The securities account is managed in Germany.
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From tax deductions to diversification. Sounds complicated, and it is. That's why we do it for you.
Whether it's for a driving license, initial investment, education or for free disposal - long-term investments are ideal for children. Because as we know, the longer the investment period, the stronger the compound interest effect. In this way, you can contribute to your child's financial and professional independence. You can also reduce the future financial burden on your family.
With the savings tree, Bling has developed an innovative display that makes investing family-friendly. The more the balance in your custody account increases, the more your virtual savings tree grows. By the way: you can customize your savings tree in the app. The color, tree species or landscape do not change anything about your investment. You can change the design at any time.
As a rule, the earlier you start investing money for your children, the better. This is because the longer the investment period, the greater the potential for higher returns and wealth accumulation. for example, if you want to save for your children's education in the long term, it makes sense to start early in order to spread the savings amount over a longer period of time and thus minimize the investment risk. it can also be worth investing early if you want to build up wealth in the long term and protect your money from falling in value due to rising prices. This way, you can benefit from long-term returns and steadily build up your assets, but it's never too late to start saving and investing. Even when your children are older, you can still reap the benefits of long-term wealth accumulation and contribute to their financial future.
No return without risk! Price fluctuations are part of investing and are based on the risk level you have set. Thanks to active fund management, the investment strategy of your savings tree is adapted to the market environment. You can find out more about the strategy here.
Even if you invest the savings tree for a more carefree life for your child, you remain the legal owner of the deposit for the time being. This has various advantages. The custody account can be opened quickly and without the consent of the other parent. This means that relatives can also create and invest in a savings account. Control remains with you and is not transferred to the child on their 18th birthday. If you have more than EUR 8,200 in assets, you are also not entitled to BAfög. On the other hand, you cannot benefit from the tax-free income limit for children if you have a custody account in your name. Please consult your tax advisor about your personal tax situation.